Town Manager Jay Feyler said the town of Union has received a $3,896 dividend check from the Maine Municipal Association as a result of its good loss experience and loss prevention programs.

In a prepared press release, Feyler said the MMA offers three self-funded pools for municipal and quasi-public entities in Maine: the Workers Compensation Fund, formed in 1978; the Property and Casualty Pool, formed in 1987; and the Unemployment Compensation Fund, formed in 1978.

The programs are overseen by governing boards of elected and appointed municipal officials. Each year the boards review the programs' loss experience to determine if dividends may be paid.

Patricia Kablitz, director of risk management services for MMA, said more than 78 percent of program participants received a dividend this year for their good risk management practices and loss experience.

This year, the Workers Compensation Fund has distributed almost $650,000 in dividends to participants and the Property and Casualty Pool has paid dividends of nearly $550,000, for total payments of just under $1.2 million returned directly to MMA members.

Since 1997, the two programs have returned almost $20 million in dividends to participating members.