Help is available to homeowners who are concerned about making their mortgage payments, or possibly losing their homes to foreclosure.

On Saturday, Aug. 21, Penquis and MaineStream Finance will host a two-session foreclosure prevention clinic at Penquis, 262 Harlow St. in Bangor, to offer free advice to homeowners. Session one begins at 9 a.m. Session two begins at 11 a.m.

“This is an opportunity for homeowners who are having trouble making their mortgage payments to get confidential help from HUD certified counselors and legal service providers,” said Jayne Crosby Giles, chief executive officer of MaineStream Finance, a subsidiary of Penquis. “We are happy to host this event and want to support any efforts to keep Maine families in their homes.”

The clinic is sponsored by The Maine Housing Counseling Network. Supporting organizations include MaineHousing, the Maine Bureau of Consumer Protection and the U.S. Department of Housing and Urban Development. Homeowners who attend the clinic will hear from HUD certified housing counselors and qualified attorneys about strategies to prevent foreclosure. They also will have an opportunity to receive one-on-one confidential advice from the presenters following the general presentation.

Homeowners interested in confidential advice from a housing counselor should bring documents related to their situations, such as the most recent mortgage statement pay stub, tax return, W-2, and bank statement, information on monthly expenses, correspondence with their lender, court paperwork (if applicable), and a letter explaining their personal hardship situation and why mortgage payments are a problem.

People who want more information about the clinic should call the Maine State Foreclosure Prevention hotline at 888-664-2569 or visit credit.maine.gov.