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Cross Insurance
Contact: Skip Heald
1719 Heald Highway
Union, ME 04862
Phone: 207-785-4636
Email: sheald@crossagency.com
Fax: 207-785-4610

Whether you’re driving your car or relaxing in your living room, Cross Insurance has the personal insurance solutions you need to protect your family’s assets from the unexpected. For a quick and reliable insurance quote, call the Cross Insurance office nearest you, or complete our online insurance quote form. If you don’t find the insurance coverage you’re looking for, please don’t hesitate to Contact Us. We can work with you to provide a reliable insurance package for most anything you want protected.

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AUTO LIABILITY INSURANCE: HOW MUCH IS ENOUGH?

Have you ever wondered about the three numbers that are part of your Auto Liability insurance, usually written in this form: XX/YY/ZZ? The first number refers to the maximum amount of Bodily Injury Liability (BI) for an individual injured in an auto accident; the second is BI per coverage per ...
GUNS, HOMEOWNERS, AND INSURANCE

Although gun control remains a controversial issue, when it comes to insuring firearms, Homeowners coverage offers some clear guidelines. If you have rifles and pistols in your home, your policy will insure them against fire damage or theft, usually up to $2,500. Although a Homeowners application...
WHAT'S THE TRUE VALUE OF YOUR HOME?

The two most commonly cited sources of a home's value are usually useless for insurance purposes. Most people base the perceived value of their home from a benchmark of the original purchase price, and then adjust it over time based on current home sales or tax assessments. However, even ...
SHOULD YOU DROP COLLISION COVERAGE ON YOUR OLD CAR?

We're often asked when is a car so old that it's no longer a wise investment to continue buying collision insurance for it. The answer depends on your individual situation. First, what's the true worth of the car? Any repair or replacement costs following a collision will be based on the value ...
IDENTITY THEFT: IT'S A JUNGLE OUT THERE

Despite the explosive growth of online identity theft, the great majority of personal information is stolen or lost in other ways, according to one recent study. A nationwide survey of claims data by Travelers insurance company found that nearly three in four cases of identity fraud (73%) did ...